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: 21.7.2012

  1. #1

    Jul 2011
    -
    15,678

    21.7.2012

    21.7.2012
    Loan Officer at Microfinance Department
    Vacancy Announcement Number JF/51/2012
    Contract Status Fixed Term Appointment with one year probation
    Contract Duration 1 year Contract (extendable)
    Grade 09
    Benefits Monthly Salary JD 525 & 200 fills; Other benefits include Provident Fund contribution (15% of basic salary paid by the Agency), medical insurance and 30 days of annual leave. Dependency benefits are subject to eligibility.
    Department Microfinance
    Duty Station Jordan Field
    Issue Date 8 July 2012
    Deadline for Applications 21 July 2012



    Place in the Organisation
    The incumbent is responsible to the Area Loan Supervisor.

    FUNCTIONS AND RESPONSIBILITIES

    In accordance with established Agency policy and procedures the incumbent:

    (A) Visits designated local market places and industrial areas to promote and retail credit to micro-entrepreneurs and small businesses to promote business development by financing working capital and investment opportunities.

    (B) Visits workplace and households to retail consumer and housing loans to low-income households to finance household assets and home improvement;

    (C) Assists in initial screening of prospective borrowers, including visiting the business, completing the loan applications, analyzing the loan request and recommending disbursement;

    (D) Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;

    (E) Monitors an adequate healthy caseload of active borrowers;

    (F) Follows-up on payments of performing portfolio to ensue adequate repayment rate;

    (G) Follows-up on payments of bad portfolio to reduce its volume;

    (H) Performs such other duties as may be assigned.


    Minimum Qualifications


    • Successful completion of a two-year post secondary course in accountancy, business, marketing or other related commercial discipline.
    • At least three years of experience in sales, marketing or banking
    • Good command of spoken and written English and Arabic.



    Desirable Qualifications

    A university degree in business administration, accountancy or economics is preferred.

    Competencies


    • Ability to work within a team
    • Effective interpersonal, communication and marketing skills;
    • Customer focus with commercial judgment;
    • Familiarity with the local market needs;
    • Problem solving abilities;
    • Ability to cope with change and pressure.



    DESIRABLE QUALIFICATIONS

    A university degree in business administration, accountancy or economics is preferred.

    EQUIVALENCY

    When the minimum requirements are not fully met, Field Director for Field Area staff and Director of Human Resources for Headquarters Area staff, in consultation with the concerned supervisor may exceptionally substitute part of the unmet requirements with a combination of relevant academic qualifications, additional professional training and progressive relevant work experience.
    NB: Work experience alone or formal qualifications with no relevant work experience are not considered an acceptable combination.

    ADDITIONAL INFORMATION

    (i)Possession of a valid driving license;

    (ii)Willingness to work beyond regular working hours.
    How to Apply
    Applicants are required to register at refresh by creating a personal profile and completing an UNRWA Personal History Form. Please note that UNRWA only accepts degrees from accredited educational institutions. Only applications received through refresh will be considered. Due to the large number of applications received, only applicants short-listed for interview will be contacted


  2. #2
      Eiman
    Jul 2011
    -
    14,750

    : 21.7.2012

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